At we want you to make the best financial decisions for yourself and to therefore have some protection from personal lenders or businesses that are dishonest and engaging in lending practices that are unethical and unlawful.

Trust and Truth

's practices and policies conform to fair lending legislation like the Truth in Lending Act. Prior to you entering a loan agreement, the lender has to provide you in writing (written or electronic) pertinent information about all fees/rates/charges/roll-over charges. Visit the Rates and Fees section here to understand more what you need to consider before signing for a loan. 

Fair Lending

The Dodd-Frank Wall Street Reform Act stipulates all lenders must only use "fair lending" practices. The Consumer Financial Protection Bureau holds responsibility for enforcing fair lending rules and regulations. 

Current State Regulations

 wants its network of lenders to abide by federal and state regulations regarding interest rates, fees, maximum loan terms, roll-over limits, cooling-off periods between loans, and any other loan terms. Those lenders that are federally acknowledged as an Indian Entities Recognized Tribe have the right to act as independent sovereign nations and therefore may not be required to follow local law regarding rates, fees and other loan terms, although they must conform to federal lending laws including the Truth in Lending Act.